Creation Credit Agreement

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1. This agreement is an ongoing account credit facility that allows you to finance insurance premiums, related costs and insurance policy expenses (“policies”) agreed from time to time with an insurer (“insurer”) through your insurance broker (“broker”). You agree that we may make payments for policies to your broker or insurer, which we will make within 28 days of signing this agreement, and a credit will be granted. In signing the credit agreement, the customer states that: The details provided for this loan are true and complete and can be verified; You have accepted searches, checks, the use of my information and information that you are financially related, including information made at the time of this agreement. You understand that if you act on behalf of an entity or if the loan amount exceeds $25,000 and you act in the course of your business, that agreement is not subject to or regulated under the Consumer Credit Act 1974; You`re 18 or older. Given the current circumstances of coronavirus, I asked for help with regard to my finances spoke to the rudest woman I have ever spoken to in my life. She had no regard for the current climate as I lost my job, my life is falling apart and all she repeats over and over again is my credit file. I told Debie, because of my financial situation, that my wife left me because of the stress in our house and she was not harassed because it is not written in the contract. How creative funding recruited Debie to work in the support department, I`ll never know. So rude and all she`s taken care of is that I make payments! Our current fee includes: $25 for sending letters each time no collection system is set up or a request is cancelled or returned.

See Clause 6 for other taxes that we can apply. If you do not repay until the due date, we may, in addition to our other rights, calculate late interest from the due date to the effective repayment date at the above interest rate, both before and after the decision. We will also charge you any legal and reasonable expenses that we incur when recovering unpaid and outstanding refunds or that we incur when operating or exercising our rights under this Agreement 5. When you sign this contract, you must pay the down payment (if any) and you pay us the refunds on the advice dates if you enter into this contract or if the refunds are varied. Timing and compliance with your other commitments are essential conditions of this agreement.

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